Privacy Policy
Last updated: September 2026
1. Overview
S-Money ("we", "us", "our") operates the website www.s-money.in. This page informs you of our policies regarding the collection, use, and disclosure of personal information when you use our Service.
2. Data We Collect
We do not collect, store, or process any personal or financial data.
- Tax calculations are performed entirely on your device (client-side) or sent statelessly to our API, processed in memory, and immediately discarded.
- Bank statement PDF files uploaded to our converter tool are processed entirely in memory. Files are never written to disk or stored in any database.
- We do not require account registration or login.
3. Cookies & Analytics
We may use privacy-respecting analytics services to understand aggregate traffic patterns. No personally identifiable information is collected through analytics.
4. Third-Party Advertising
We may display advertisements through Google AdSense. Google may use cookies to serve ads based on your prior visits to this or other websites. You can opt out of personalised advertising by visiting Google Ads Settings.